Job Description

Job description:

 

• - Do Loan Appraisal (financial appraisal + reference checks)
• - Coordinate with Central Credit Team for effective implementation of Credit Policy on the Field.
• - Responsible for managing the Credit quality of loans origination and Branch Operations Risks.
• o Monitor Repayment process & trends at Branch
• o Manage 'early default' delinquency (in first 6 months of loan)
• - Support the BM in smooth working of the Branch to enable:
• o Day to day administering of the Branch
• o Report & manage customer & field discipline issues
• - Responsible for Implementing and Monitoring a robust compliance on operations processes
• - Conduct Field Training of Loan Advisors on Credit and Operations Processes to reduce errors

Job requirement:

 

BCO

 

• Preferably commerce/science graduate
• Min. one year of work experience in credit function in MFI/HFC/NBFC
• Understanding of profit and loss account/ balance sheet
• Knowledge of KYC documentation
• Knowledge of credit appraisal process of small ticket loans
• conducting face to face meeting with the customer/understanding business model/validating stock levels/obtaining reference checks
• Understanding of bank statement assessment (repayment tracking/inward and outward cheque return)
• Basic System knowledge of MS word and Excel
• Prompt resolution to customer queries

For Futher Query Please call The Below Contact Number

Santosh